Small Business and Self-Employed Business Owners Help Center

A 10 Step Guide to Successful Small Business Management

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Table of Contents

Ten Building Blocks
to Success:
 1. Starting a Business
 2. Financing a business
 3. Company Name
 4. Office Equipment
 5. Hiring
 6. Business Insurance
 7. Advertising
 8. Efficiency
 9. Pension Plans
 10. Succession Plans

 Checklist for Success

 More Useful Advice:

▪Life Insurance

▪Disability Insurance

▪Medical Insurance

▪Long Term Care

▪Travel Insurance

▪Dental Insurance

▪Auto Insurance

        Resources

 Helpful Links Page 1

 Helpful Links Page 2

 Helpful Links Page 3

Business
Opportunities:

 Jobs, Jobs, Jobs 

 Home-Based Business
 Opportunities

 Virtual Call Center
 Job Opportunities

 Dental Practices:
 Buy, Sell, Valuation

 Medical Practices:
 Buy, Sell, Valuation

 Businesses For Sale

 Sales Leads

 Gifts For Clients

Universal Life and Variable Life

Universal Life
    The design of a Universal Life Policy is identical to a whole life policy with the following differences:

        (a) Interest on Cash Value can increase or decrease, based on what the life company declares.

        (b) The premium is flexible. Within limits, you can set the premium as you wish. A minimum amount must
        be paid to cover the mortality charges and some of the "loads." You can even stop paying premiums, as
        long as there is sufficient cash in the policy to pay the mortality charges.

Variable Life
    Similar to Universal Life with the following difference:

        (a) The cash value is invested in investments, such as stocks, bonds and mutual funds. There is NO
        guaranteed interest rate return on investment.

    We consider Variable Life to be very risky and should be avoided completely.

New This week:

 Jobs, Jobs, Jobs

 Virtual Call
 Center Jobs

 Dental Practices:
 Buy, Sell, Valuation

 Medical Practices:
Buy, Sell, Valuation